The super high real estate prices have made it impossible for the middle class to afford a flat in Mumbai City. Same is the case with other metropolitan cities in India. And even if you live in your own property in the city, it is very difficult to gather money to invest in another one.

A lot of people are now slowly moving towards the suburbs, where apartments are still inside the budget of a mid-income earning population. Developers too are taking keen interest in the midst of the huge demand. Now days, the suburbs too have a variety of housing options available with great amenities like swimming pools, jogging tracks, club houses, kids playground area and so on. Additionally the suburbs are not as populated as the cities and hence there is less pollution and chaos and more greenery, peace and quiet. All these features have made suburbs a great place to invest in.

A lot of city dwellers are now looking for second homes; away from the city, yet not too far. Second homes can be your weekend destination, away from the chaos of the city. Plus they also serve as good investment options in the long run.

If you are having a smaller budget and looking for a 1bhk flat in Mumbai outskirts, here are a couple of locations that you should look at. Flats in these areas are available for less than 20lakhs. If you are looking to settle in Kochi then you can search for real estate Kochi portal online and search for the flats in this city.


Neral is a town situated in The Raigad district of Maharashtra. It is a slowly developing area and if you are looking for investing in a property that will reap good benefits in the future, this is a good bet. It is connected to Mumbai by the Central Railway Lines. A lot of infrastructural and social development is under process in this area at the moment.


This small town is located in Navi Mumbai that has a plethora of affordable homes. It is easily accessible via the Mumbai-Pune Expressway, NH 3, NH 4, NH 17 etc. It is also very well connect to other cities in Maharashtr via buses. There are many private buses running as well between Kajrat and neighboring cities like Mumbai and Panvel. The residential units in Karjat are available for as low as Rs 2,000 to Rs 3,000 per sq ft. Apart from this the area is less populated and has a lot of greenery and beautiful scenic views.


Boisar is an industrial area located in the Palghar district of Maharashtra. A lot of factories like Tata Steel, Virak Profiles and JSW Steel are situated here. The demand for housing here comes from the people working in the nearby industrial units. This area too is well connected by buses to Mumbai, Pune, Nashik, Shirdi, Satara, Nandurbar, Patoda and many other cities.


Shahapur is located in the Thane district of Mumbai. This area has a lot of industries like the Jindal Steel Plant and Liberty Oil. It also has some renowned educational institutes here. There is a lot of interest in this area from buyers as properties here are available within 20lakhs. There are a lot of 1bhk flats available here ranging from 500sq ft to 700 sq ft for under 20lakhs.


This area comes under the Kalyan-Dombilvili Municipal Corporation (KDMC). This is mainly a tourist destination; hence there is a huge attraction here not just from travelers but buyers as well. The demand for housing is low here, but from an investment point of view this is a good option. The process for 1bhk flats range from Rs 2500 to Rs 3500 per sq ft.


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